Smart, simple bill splitting for everyone
Mini Pay makes splitting expenses with mates, flatmates, or family completely seamless. Send a request, divide costs evenly, and settle up without any awkward money chats.
Flexible splitting options
Whether you're dividing household bills in Auckland or sharing group dinner tabs in Wellington, Mini Pay provides clear, transparent payment solutions designed for Kiwi life.
Flatmate expenses
Easily manage rent, power, Wi-Fi, and grocery shopping without the hassle of shared spreadsheets.
Social outings
Split café lunches, pub tabs, and concert tickets instantly so nobody is stuck covering the whole bill.
Group travel
Track shared petrol, holiday homes, and activities on your next road trip across New Zealand.
Shared projects
Pool funds together seamlessly for family gifts, club events, or collaborative community projects.
Built on a family tradition of hard work
Starting Mini Pay is about following in the proud footsteps of my grandad and mum, who built their own businesses with honest values and genuine care. We're an independent Kiwi venture testing fresh ideas to make everyday money management fairer, faster, and friendlier for everyone.
No more chasing payments
Mini Pay takes the stress out of shared costs. Submit your group expenses, send automatic share requests, and keep track of who has paid in one crystal-clear dashboard.
"Mini Pay sorted out our flat utilities completely. No more awkward reminders or confusion about who paid what at the end of the month."
Liam K. – Wellington
"Love supporting a family-inspired local business. The setup is straightforward and splitting weekend dinner bills has never been easier."
Chloe M. – Christchurch
"We used Mini Pay for our Queenstown holiday expenses. Everyone settled their share in seconds. Thoroughly recommend it."
Daniel T. – Auckland
Ready to try a better way to split costs?
We're trialling Mini Pay across New Zealand and welcoming early users. Tell us what you need or submit your request today, and help us shape the future of simple payment splitting.
Get in touch
Location
Mini Pay
Auckland, New Zealand
Email: [[email]]
Phone: [[phonenumber]]